An initial consultation meeting
This is offered without charge. This is an opportunity for us to understand your requirements, objectives and personal and financial situation. Following this meeting, we will outline how we feel we can help you and the terms of our initial engagement. We only proceed to the initial engagement stage once we have agreed the scope of work to be undertaken, our fees and how you will settle our fees. In our initial letter of engagement we will confirm the scope of work and specific cost applicable to you (including VAT if applicable).
This will typically involve the provision of financial planning advice, either involving a comprehensive financial review or focusing on a specific area of financial advice. After we have assessed your needs, we will advise and make a recommendation for you, based on a comprehensive and fair analysis of the market We provide independent financial advice and are entirely independent of any product provider or investment firm.
Having reviewed our advice, you may decide to instruct us to implement all or some of the recommendations. Details of the implementation fees will have been set out in detail, in writing, during the initial engagement stage.
Our ongoing services
These are designed primarily to meet the needs of private clients and trustees of family trusts and charities. We seek to build long-term relationships with our clients that are mutually beneficial and offer a choice of three ongoing services.
We believe we offer our clients an outstanding proposition at a price that is competitive, transparent and represents excellent value. Our fee structure varies according to the service you select:
Financial planning service
Fees are charged on either a fixed fee or hourly rate as agreed with the client
Portfolio management service
An ongoing fee is charged as a percentage of the value of your portfolio. Access to the financial planning service is charged separately.
Wealth management service
An ongoing fee is charged that is a percentage of the value of your portfolio. This fee includes ongoing financial planning, portfolio management and regular review meetings. We only charge an ongoing fee on the assets that we manage for you.
We are committed to ensuring our clients feel fully informed and our investment team regularly publishes analysis and opinion on global macroeconomics, markets, asset classes and asset allocation. To receive our commentary, please register here.Read More
Our financial planning team periodically issues briefings that we feel would be of interest to our clients on a wide range of financial planning issues. To receive our briefings, please register here.Read More
“Jeremy is always easy to contact and is happy to meet as frequently as I feel is necessary. He is measured and empathetic to my situation. He always deals with ad hoc requests swiftly and he has provided advice over and above that which I am paying for.”
“Roland prepares well for our review meetings and always allows plenty of time for a full discussion of our affairs and explanations of relevant new developments/legislation. He always deals with our affairs and any queries that may arise during the year promptly and efficiently. We are very pleased with all aspects of the service we receive.”
“Harpsden provided us with excellent, complete and impartial advice. Jeremy Arthur’s understanding of matters peripheral to investments was very good and his knowledge enabled us to question and clarify other advice being provided by other advisers. We have complete trust in them which we have not always felt with other financial advisers.”
“Jeremy has been an exemplary advisor, offering me excellent professional advice, showing absolute professional discretion and where appropriate connected me to useful contacts. It has to date been a pleasure working with Jeremy.”
“Jeremy has been very professional from day one and has always taken the utmost care in finding out what I needed and how to best provide that for me. It does not end there, we meet on a regular basis to discuss where I am and any changes in my short or long term plans. I would wholeheartedly recommend Jeremy without any hesitation what so ever.”
“I completely trust Roland. He’s clear in assessing the level of risk I want to adopt, in advising on my current position and the options available, and in explaining his reasons for his advice on the best way forward. I have been using him for many years, and trust him so much that he is now also advising my wife, my 2 children, my mother and also acted (until her death) for my aunt!”
Finalist: Financial Advisor Team of the Year 2018/19
Winner: Adviser firm of the year (UK)
Winner: Adviser firm of the year (South East)
awarded by The Chartered Insurance Institute (CII)
Highly commended: Best Investment Adviser
Winner: Financial Advisor Team of the Year 2017/18